Bundle up! Here’s how to save money on your auto insurance 

Creating budgets and cutting coupons can only save you so much money. What about finding discounts on big-ticket items in your life? You can enjoy savings on your auto insurance, and there are multiple ways to do so. One easy way is by bundling it with your CAA Home Insurance¹, or you sign up for a pay-as-you-drive program. You’ve got multiple options for savings with CAA.     

A CAA Member, Lisa H., made the choice to get both CAA Auto and Home Insurance¹

“I called to speak to an insurance agent to get a quote and I couldn't believe that we could save well over $1,200 a year to insure both of our cars and our home with CAA.”    “The agent went over every item with me to confirm that I was going to get the exact same coverage but for much less money,” Lisa adds. And, after a year of bundling coverage with CAA, she claims, “I just wish I had made the change earlier.”  

So, how can you lower your premiums? We're here to answer your top questions about car insurance.  

How can I get a car insurance discount?  

If you have a CAA Membership, you can save up to 20%² on CAA Auto Insurance¹.   

Can I save if I bundle home and auto insurance?  

You’ll save 10% on auto insurance and up to 12.5% on home insurance. If you don’t need home insurance, you can still save on your auto premiums.   

Are there any other perks to bundling home and auto insurance?  

Yes, you’ll get CAA Tire Coverage¹ which provides complimentary coverage of tire repair or replacement due to road hazards, when you bundle auto and home insurance plans.    

Not to mention the time you’ll save on top of the money. Instead of communicating with multiple insurance companies and keeping track of different policies, you can work with one provider for all of your needs.     

Plus, if you ever need to make a home and auto claim at the same time, you’ll only pay one deductible.  

What can I do with the extra savings?  

 Of course, it’s nice to have some extra pocket money, but you could also use the money you save on auto and home insurance toward additional property insurance products. If you invest this bit of extra money into supplementary coverage, you could save big bucks down the road.   

Protect your home from water damage with CAA Water Coverage, your appliances and personal electronics with Home Equipment Coverage³ and your underground service lines (like piping and wiring) with Service Line Coverage³.   

Can I get a one-day insurance policy?  

Ontario has strict regulations that prevent single-day policies with most auto insurance providers. Fortunately, CAA Insurance has a payment program called CAA MyPace® which gives you, as the driver, control and freedom to manage your insurance premiums by only paying for the kilometres that you drive.  

What is CAA MyPace®?  

CAA MyPace® is Canada’s only pay-as-you-go auto insurance payment program that allows motorists to monitor how far they are driving and to pay for auto insurance based on that mileage⁴.     

It is meant for those who drive within 12,000 kilometres a year. The less you drive, the more you save. On average, CAA MyPace® policy holders save up to 50% compared to what they’d pay with traditional auto insurance policies.  

Is CAA MyPace® right for me?  

Have you changed your lifestyle? Are you driving less, or are you suddenly an empty nester? If so, it could mean savings for you, so it’s time to review your coverage.  If you work remotely or use your vehicle just for errands, you may be driving under 12,000 kilometres in an annual period. CAA MyPace® is for low mileage drivers and allows you to buy auto insurance only for the distance you need, nothing more.   You can see if a pay-as-you-drive program would work for you and get an estimate of how much you’d save by going to CAAMyPace.com and using the slider.  

Can I get a free quote?  

Yes! You can take advantage of CAA Insurance’s complimentary no-obligation policy review with a Licensed CAA Insurance Agent. The agent will provide a complete overview of coverage, discounts, and a payment plan to reflect your driving habits. This service is offered whether CAA is your current insurance provider or not.  

Do you want to learn more about how you can save with CAA Insurance?  

Visit getCAAinsurance.ca to learn more and easily get a quote to see how much you can save on your insurance policies   

¹ Auto & Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company.

² To qualify for the discount, you must be a current CAA Member in good standing (CAA Membership dues paid in full by Membership expiry date). The Everyday Members save 5% (all the other memberships save 20%). Underwriting eligibility rules apply.

³ Underwritten by CAA Insurance Company, Claims administered by Mutual Boiler Re.

⁴ Vehicle compatibility and enrollment in CAA MyPace payment program is subject to terms and conditions.

®/™ CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association. Certain conditions, limitations and underwriting guidelines apply.