How to lower your car insurance

To save you a search, we’ve taken the initiative to compile some of Ontario’s most common insurance-related searches:

Is it cheaper to bundle home and auto insurance?

Save up to 17.5% when you bundle CAA Auto Insurance and CAA Home Insurance together.

What is the best insurance company for home and auto?

We can’t answer this; it would sound biased.

How can I get a discount on car insurance?

Did you know CAA Members save up to 20% on CAA Auto Insurance?

Can you negotiate lower car insurance rates?

You won’t want to with our rates.

Can I get insurance for a day?

Ontario has strict regulations that prevent this with most auto insurance providers. Luckily, CAA Insurance has a payment program called CAA MyPace®, which gives you the control and freedom to pay only for the distance that you drive.

Ways to save

CAA Insurance is committed to helping during this challenging time. Take advantage of CAA Insurance’s complimentary no-obligation policy review with a Licensed CAA Insurance Agent who will provide a complete overview of coverage, discounts, and a payment plan to reflect your reduced driving. This service is offered regardless of your current insurance provider. CAA Insurance offers great savings and perks such as the Forgive and Forget® protection plan and complimentary CAA Tire Coverage when you bundle your auto and home insurance. Maintaining a claims-free record can also help to keep premiums low. Last but not least, CAA Members save up to 20% on CAA Auto Insurance and 10% on CAA Home Insurance.

CAA MyPace®

CAA MyPace® is Canada’s only pay-as-you-drive auto insurance payment program that lets you pay a base rate plus your first 1,000 km, then coverage in 1,000-kilometre increments. We only want you to pay for the distance you drive. If you’re currently with another insurer, the savings offered by CAA MyPace may be significant enough to warrant switching midterm. Plus, anybody who switches to CAA MyPace can move to a traditional CAA Auto Insurance policy with no fees or penalties, if the need for higher mileage insurance returns.

*Please contact your agent or broker to confirm your individual savings amount. Auto & Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company. To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage. ®/™ CAA trademarks are owned by, and use is authorized by the Canadian Automobile Association.